Nationwide Mortgage Loan Programs
How can we help you?
Peoples Bank Mortgage offers a comprehensive suite of home loan programs available to qualified borrowers in all 50 states. Whether you’re a first-time buyer in Portland, Maine, or Portland, Oregon, our national lending platform ensures consistent products, rates, and service quality across every state and territory.
Keep interest rates and mortgage payments at their lowest with our conventional mortgage home loan program. Our Conventional Loan programs are available nationwide with conforming loan limits adjusted for each county. We maintain relationships with national investors, ensuring competitive rates whether you’re in high-cost California markets or affordable Midwest communities.
Proudly serving veterans and active military across all 50 states and U.S. territories. Our VA loan specialists understand PCS moves, multi-state BAH calculations, and maintain relationships with VA offices nationwide to expedite your approval.
As an FHA-approved lender in all 50 states, Peoples Bank Mortgage navigates varying state-specific FHA requirements seamlessly. From the $1,000,000+ FHA limits in expensive counties to standard limits in rural areas, we’re your nationwide FHA expert.
USDA Rural Development loans available in eligible areas across all 50 states. Our national team maintains updated USDA maps for every state, ensuring you know exactly what properties qualify from rural Vermont to suburban Texas.
Several government home loan programs now enable homeowners carrying current government-backed mortgages to streamline the refinancing process. These loans allow homeowners to lower their payments, and interest rates. By lowering a borrowers monthly payments this can result in a shorter term of the loan.
Jumbo mortgage solutions for high-cost markets nationwide. Whether financing a Boston penthouse, Malibu beachfront, or Aspen ski retreat, our national jumbo platform offers portfolio lending options unavailable from regional banks.
A mortgage loan with an interest rate subject to change over the term of the loan. The interest rate is tied to the performance of a specified market rate, such as the cost of funds index calculated by the 11th District of the Federal Home Loan Bank Board, or the yields on one-year or six-month U.S. Treasury securities.
Your Next Step…
We suggest familiarizing yourself with our loan process to learn more about the necessary steps you will need to take in order to secure a home loan. Peoples Bank Mortgage provides an outline from application, to approval, and closing. We also offer a handy pre-approval checklist that guides you through the process of gathering the necessary information.
For a free consultation, contact us or give us a call today at (843) 606-6058 or toll-free at (855) 406-0197.