Peoples Bank Mortgage offers a variety of loan programs designed to help individuals and families with many different needs and financial situations.
Click any of the links below to learn more about the various loan programs we offer.
- Chapter 13 Division
Bankruptcy doesn’t have to stop you from qualifying for a mortgage. Our dedicated team can help you through the process.
- Conventional Mortgage
Keep interest rates and mortgage payments at their lowest with our conventional mortgage loan products.
- VA Home Loans
U.S. military veterans and their families may qualify for a VA Home Loan guaranteed by the United States Department of Veterans Affairs.
- FHA Loans
Backed by the Federal Housing Authority, FHA loans enable people with lower income and credit scores to obtain financing with less money down and easier qualifying criteria.
- USDA Loans
Peoples Bank Mortgage offers several loan programs backed by the USDA for financing qualifying properties in rural areas, offered at low interest rates and often with 100-percent financing.
- Government Streamline
Several government programs now enable homeowners carrying current government-backed mortgages to streamline the refinancing process so they can lower their payments and interest rates, or shorten the term of the loan.
- Jumbo Loans
For homes whose value exceeds the conforming loan limits of Fannie Mae and Freddie Mac, People’s Bank Mortgage offers a variety of jumbo mortgage loans with excellent rates and terms.
We suggest familiarizing yourself with our loan process to learn more about how your loan is processed — from application to approval to closing. We also offer a handy pre-approval checklist that guides you through the process of gathering the necessary information to get pre-approved for a loan.